AS SEEN IN THE WASHINGTON POST
National media recognition tied directly to the way Steve helps buyers think: true payment first, strategy before urgency, and clarity before commitment.
MORTGAGE STRATEGY INSIGHTS FEATURED IN NATIONAL MEDIA
The common thread in both articles is simple: today’s market rewards buyers who understand the full payment, the timing realities, and the strategy behind the decision — not just the rate headline or list price.
APRIL 9, 2026 • THE WASHINGTON POST
Today’s buyers are not disappearing — they are adapting. In this feature, Steve Combs shares insight into how affordability pressure and timing have shifted buyer behavior, while demand for homeownership remains strong.
“Demand for homeownership remains strong — people are just taking longer to get there.”
APRIL 9, 2026 • THE WASHINGTON POST
Most buyers focus on purchase price and interest rate. In this article, Steve highlights why property taxes and homeowners insurance must be part of the conversation early, before sticker shock shows up later.
“Online calculators often miss key costs — leading to surprises when the real numbers come into play.”
Today’s market is not about guessing. It is about structure. Buyers are taking more time, asking better questions, and needing clearer guidance around the real monthly payment, cash to close, and how the decision fits their life.
That is why Steve starts with clarity: ideal payment, maximum payment, and the cash you want allocated to closing — then works backward into a strategy that fits the purchase, not just the approval.
Taxes, insurance, HOA dues, and loan structure all matter. Buyers deserve the full picture before they shop emotionally.
Waiting is not always weakness. Sometimes it is planning. The right structure can solve more problems than people expect.
The goal is not just to get approved. It is to make a confident, informed decision that fits now and still fits later.
Choose the next step that fits where you are now.